Featured Products

Our featured products described below both have low or no closing costs.

There are no surprises at closing. Your monthly payment and closing costs are promised not to change.

Enjoy the advantage of having your mortgage serviced locally and the ability to speak with your loan officer directly.

All Your Mortgage Home Equity Needs In One Place

Renovation Loan

The renovation loan is a home equity product that combines the best features of a home equity line of credit and a term 2nd mortgage.

It is a fixed rate loan that is a revolving line of credit for 1 year after that, the balance is paid off over the next 14 years. This allows the flexibility to, for example, start a remodeling project without a firm idea of what if will cost. Take out a $25,000 renovation loan - if after 1 year you have only used $21,000 - that is what your payments will be based for the rest of the life of the loan.

Apply Now

FHA

FHA Mortgages and Home Improvement Loans

In today's housing market, it is often a challenge to save for a large down payment. With an FHA mortgage you can finance the purchase of your home with a minimal down payment. The closing cost can be gifted and certain manufactured homes are eligible for financing. An FHA mortgage also offers a low fixed rate.

FHA Title 1 loans allow financing of certain home improvements. No equity requirements need to be met, the interest rate is fixed and there are no closing costs to pay.

Apply Now