Featured Products

Our featured products described below both have low or no closing costs.
All of our purchase mortgages come with a flat fee closing cost of only $995, the lowest in the area!!!
There are no surprises at closing. Your monthly payment and closing costs are promised not to change.
Enjoy the advantage of having your mortgage serviced locally and the ability to speak with your loan officer
directly.

All Your Mortgage Home Equity Needs In One Place

Renovation Loan

The renovation loan is a home equity product that combines the best features of a home equity line of credit and a term 2nd mortgage.

It is a fixed rate loan that is a revolving line of credit for 1 year after that, the balance is paid off over the next 14 years. This allows the flexibility to, for example, start a remodeling project without a firm idea of what if will cost. Take out a 25,000 renovation loan - if after 1 year you have only used 21,000 - that is what your payments will be based for the rest of the life of the loan.

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Home Possible

In today's housing market, it is often a challenge to save for a large down payment. With a Home Possible mortgage you can finance the purchase of your home with a very low down payment.

A Home Possible mortgage comes with a fixed interest rate for 30 years. This eliminates the fear of any adjustment in your interest rate resulting in a higher payment down the road.

This product is perfect for first-time homebuyer's, step-up homebuyer's and retiree's who are looking for a low down payment mortgage. This product also comes with our guaranteed flat rate closing fee of only $995.

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