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2009 Third Quarter Earnings

Ithaca, Michigan, October 23, 2009

Jeffrey S. Barker, President and CEO of Commercial National Financial Corporation and Commercial Bank, announced that net income for the third quarter ended September 30, 2009, totaled $582,000 or $.18 per share. Despite the horrible economy, the return on average equity was 12.4% and the third quarter dividend remained at $.13 per share.

Year to date earnings for 2009 were $2,022,500 or $.62 per share, a return on average equity of 14.7%. Dividends through the first three quarters totaled $.39 per share.

Commercial National Financial Corporation is a one bank holding company with total assets of $345,000,000 at September 30, 2009, and the bank remains well-capitalized by all regulatory measures. Commercial Bank operates full service banking offices in Alma, Greenville, Ithaca, Middleton, Mt. Pleasant, and St. Louis.

Contact:
Dan Raleigh
Vice President


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