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2012 2nd Quarter Dividend

Jeffrey S. Barker, President and CEO of Commercial Bank and its holding company,
Commercial National Financial Corporation, announced that the corporation’s Board
of Directors declared a cash dividend of 13 cents per share. The dividend will be paid
on July 2, 2012, to shareholders of record as of June 18, 2012. This dividend
represents an annualized yield of 6.3% based upon recent common stock prices.

Commercial Bank operates full service banking offices in Alma, Greenville, Hastings,
Ithaca, Lake Odessa, Middleton, Mt. Pleasant, and St. Louis.

Contact:
Kevin Twardy
CFO
989-875-5528


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800-547-8531