2008 Third Quarter Earnings

Ithaca, Michigan, October 15, 2008

Jeffrey S. Barker, President and CEO of Commercial National Financial Corporation and Commercial Bank, announced that net income for the third quarter ended September 30, 2008 totaled $807,600 compared to $698,200 for the same period last year. Earnings per share increased 19% to $.25 per share compared to $.21 per share last year despite the weak economy.

Year to date earnings were $2,241,000 through September 30, 2008 compared to $1,893,200 last year at this time, which is an increase of 18.4%. The year to date earnings reflect a 17.3% return on average equity and an 18.7% increase in earnings per share, totaling $.69 per share thru September 30, 2008.

Commercial National Financial Corporation is a one bank holding company with total assets of $329,000,000 at September 30, 2008. The Corporation remains well capitalized by all regulatory measures, while loan quality remains excellent. Commercial Bank operates full service banking offices in Alma, Greenville, Ithaca, Middleton, Mt. Pleasant, Pompeii, and St. Louis.

Contact:
Dan Raleigh
Vice President
989-875-5504



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