At Commercial Bank we believe that one of the best ways to arm yourself against fraud is with information. In this section we will provide you with information on how to protect your personal identifying information and links to online resources. We will also provide you with information on the different types of fraud, scams and safety tips.
Stay Informed and Secure with Cyber Safety Spotlights
Our Cyber Safety Spotlights offer short, informative videos designed to help you protect yourself and your business from cyber threats. These easy-to-understand videos will guide you through the best practices for navigating the digital world safely and confidently.
Email or social media hacked? Here's what to do
How can you tell if a persons profile you met on social media or a dating app is real?
Were you contacted about a long-lost relatives life insurance policy or an inheritance?
Spot an ad on social media for low price on brand-name products? Think twice before buying.
Use Two-Factor Authentication To Protect Your Accounts
For more information and articles visit https://www.ftc.gov/
KnowB4, a leader in security awareness and training solutions, reports on the top scams that are making headlines in cybersecurity. Please see their alerts below to stay up to date on what you should be looking out for!
A fraudulent or deceptive act or operation.
For more information on scams, click on the topics below:
Dating / Romance Scams
Romance/Dating Scams
Why can't that new love interest meet in person?
Protect yourself against romance scams
Gift Card Scams
Discounted phone, TV, or internet services of you pay with a gift card? No, it's a scam
Tackling the Rise in Gift Card Fraud | ICE
Beware of “Ghost Tapping” Scams
Phishing
Protect yourself from phishing scams
Social Media / Email / Text Scams
Ignore calls, texts, and emails threatening to arrest you for missing jury duty
Telemarketing Scams
Text Message Scams: Smishing
Can you spot a fake loan text scam
How to spot the top scams that started on social media
Got a text about expiring reward points? Look closer
Social Security Scams
Calls from the Social Security Administration
Spotting Scams and How to Protect Yourself
How to avoid a traval scam this summer
Making a family plan for summer screen time
How to spot a CAPTCHA scam
Use Two-factor Authentication to Protect Your Accounts
What are the signs of a scam?
How to handle unexpected calls that claim your money is at risk
Scammers are impersonating farm equipment businesses | Consumer Advice
Sweepstakes Scams
Tax Scams
Hang up on unexpected calls saying you owe back taxes. Those are scams
That text of email about your "tax refund" is a scam
Did someone use your SSN to file taxes? Here's what to do
Job Scams
Lights, camera, scam! Spot virtual casting call scams
Credit Scams
Spot the scams when fixing your credit
Looking to fix your credit? An illegal credit repair scam isnt the answer
Influencers are pushing this illegal trick to "fix" your credit report
Debt collection: Know your rights, avoid scams
Say "no, thanks" to unexpected offers to lower your credit card interest rate
Other
Can you unbox the signs of a reshipping scam?
Protecting your personal information: Which documents to keep and which to shred
Top Scam Report
Could that mortgage relief offer be a scam?
How scammers are using the Iran conflict to try to steal your money and information
Ransomware is a type of malware that restricts access to infected computers and requires victims to pay a ransom in order to regain full access to their data. Ransomware is typically spread through spear phishing emails or by unknowingly visiting infected websites.
Report ransomware to:
United States Secret Service Electronic Crimes Task Forces at: www.secretservice.gov/investigation/#field
Identity theft happens when someone steals your personal information and uses it without your permission. It is a serious crime that can wreak havoc with your finances, credit history and reputation. It can take time, money, and patience to resolve.
Victims of identity theft involving Commercial Bank customers should call 989-875-4144 immediately during normal business hours, and ask for the Security Department or by visiting your local branch.
For more information on Identity Theft, click the link below.
Identity Theft
Get a credit freeze to stop identity thieves
Identity Theft Awareness Week
Scammers, hackers, and identity thieves are looking to steal your personal information and your money. There are steps you can take to help protect yourself, like keeping your computer software up-to-date and not giving out any of your personal information.
Click here for more information.
Nine Ways to Stay Safe Online
"What happens if my card was part of a security breach?"
Click here for security breach details
Prevention Tips
ATM Safety
*If you're planning a trip out-of-state or abroad, it is important to let Commercial Bank know of our travel plans. The most important reason to keep our team informed is to avoid interruptions in debit card services during your travel. If you are planning a trip, please call 800-547-8531 during our normal business hours.
Run a small business? Pay your bills, not scammers
How to spot and avoid business couching scams
Fake Check Scams and Your Small Business
FTC warns businesses about fake reviews
On Date Privacy Day (and every day): Protect your small business
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