Terms/Privacy

What does Commercial Bank and its affiliates do with your personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information from others, such as credit bureaus, affiliates, and other companies.

Privacy Notice

Facts

What Does What Does Commercial Bank And Its Affiliates Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Account Balances
  • Transaction History and Checking Account Information
  • Overdraft History and Mortgage Rates and Payments

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Commercial Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

  • For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
    • Does Commercial Bank Share? - Yes
    • Can you limit this sharing? - No
  • For our marketing purposes — to offer our products and services to you
    • Does Commercial Bank Share? - Yes
    • Can you limit this sharing? - No
  • For joint marketing with other financial companies
    • Does Commercial Bank Share? - Yes
    • Can you limit this sharing? - No
  • For our affiliates’ everyday business purposes — information about your transactions and experiences
    • Does Commercial Bank Share? - No
    • Can you limit this sharing? - We Do Not Share
  • For our affiliates’ everyday business purposes — information about your creditworthiness
    • Does Commercial Bank Share? - No
    • Can you limit this sharing? - We Do Not Share
  • For our affiliates to market to you
    • Does Commercial Bank Share? - No
    • Can you limit this sharing? - We Do Not Share
  • For nonaffiliates to market to you
    • Does Commercial Bank Share? - No
    • Can you limit this sharing? - We Do Not Share

Questions

Call 800-547-8531 or go to www.commercial-bank.com

Who We Are

Who is providing this notice?

Commercial National Financial Corporation; Commercial Bank; CNFC Financial Services, Inc.; CNFC Title Agency LLC.

What we do

How does Commercial Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your personal information from others, such as credit bureaus, affiliates, and other companies.

How does Commercial Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an Account or Deposit Money
  • Apply for a Loan or Give Us Your Information
  • Provide Mortgage Information

We collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Commercial Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Commercial Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners may include but not limited to insurance providers, credit-card programs, securities broker-dealers and financial and non-financial service providers.