Business

Supporting Local Businesses Since 1893

Commercial Bank is proud to offer a number of business products and services tailored specifically to different types of businesses at different points in their life cycle—whether you’re just starting out or you’re looking to expand your business space, our treasury and commercial lending teams are ready to help you find the best business bank resources possible. Find business checking, savings, loans and lines of credit built to fit the needs of your business with Commercial Bank, and do it with ease!

Benefits of Banking Local

Choosing a trustworthy bank is a significant decision, and we don't take your decision to bank with us lightly. For over a century, Commercial Bank has been dedicated to providing a wide range of financial services and products to meet your personal and business banking needs while prioritizing community engagement. With the support of community members like you, Commercial Bank has earned a reputation as a trusted community bank in the state of Michigan since its establishment in 1893.

Personalized Service – At local banks, such as Commercial Bank, you can expect a personalized experience. We take the time to get to know you and your business, fostering strong customer relationships. We're an integral part of the community, and we genuinely care about helping your business grow, which, in turn, contributes to the community's growth.

Community Involvement – When you bank locally, you partner with a bank deeply committed to giving back to the community. Our staff and board of directors actively participate in volunteering and community events. You can learn more about our community involvement on our website.

Cutting-Edge Technology – Contrary to a common misconception, larger banks don't have a monopoly on advanced technology. Commercial Bank offers the same convenient technology as major banks, including ATMs, online banking, a mobile app, and more. Having a local bank like Commercial Bank, one that you know and trust, is invaluable as your business expands. Our communities flourish through the connections we build with the people and businesses around us.

Our mission has always revolved around offering our customers the best products and services in mid-Michigan. Our primary focus is on providing you with stability and simplicity. If you're ready to make the switch to Commercial Bank, our switch kit page has all the information you need to get started, including guidance on transferring your direct deposits, automatic payments, and more. We're excited to welcome you to our family!

Commercial Bank is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits up to $250,000 per depositor, at each insured bank. To learn more about accounts that are covered and ownership categories the FDIC has available visit FDIC: Federal Deposit Insurance Corporation.

Business Loans & Lines of Credit

Finding business loans can be difficult and requires more attention than personal loans. Business equity line of credits, real estate loans, vehicle loans, equipment loans, and more—whatever you need, we can help. USDA loans, SBA loans, and the Capital Access Loan program can be an obstacle for many small businesses, but we can help you navigate these unique challenges.

If you’re searching for a local community bank that cares about your business, look no further. Commercial Bank understands the local business environment and can empathize with the challenges your business faces. We are prepared to provide the resources and services your business needs to achieve success! Call today and ask for more information about our loan programs. Learn more about our business loans and lines of credit here.

Business Checking Options

At Commercial Bank, we have a variety of flexible and convenient business checking services to help your business thrive. Regardless of the size of your business, we will work with you to provide you with the best checking products to help you manage your cash flow. Explore Commercial Bank’s business checking options and choose the right one for you.

HSA (Health Savings Accounts) for Employees

Not sure where to get a health savings account? If your business is already established, and you’d like to offer your employees a high-deductible health care plan, ask about our HSA group option. Our Health Saving Accounts for employers are an excellent way to complement your health program! Call today to learn about the many benefits of a Health Savings Accounts with Commercial Bank.

Remote Deposit Capture

Technologies are rapidly shaping our society and changing the way we bank. Are you ready to take full advantage of the convenience your electronic devices offer when it comes to banking? At Commercial Bank, Remote Deposit Capture is a simple and secure way to do your business at your business.

Merchant Services

Contact your local treasury representative, or give us a call at 1-800-547-8531, to find a solution for your business today

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Beneficial Ownership

In 2021, Congress enacted the Corporate Transparency Act. This law creates a beneficial ownership information reporting requirement as part of the U.S. government’s efforts to make it harder for bad actors to hide or benefit from their ill-gotten gains through shell companies or other opaque ownership structures. Click here to learn more.