Checking

Find the Perfect Checking Account for You!

If you're not quite sure which type of checking account will work best for you, don't worry. You can compare checking accounts below to determine which one is right. We will help you find the right checking account for you! 

When opening a checking account, there is a minimum opening deposit of $50.00

Personal Checking

Secure Checking®

Basic Checking

Platinum Secure Checking®

Platinum Checking

VISA® Check Card

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Internet Banking

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Online Bill Pay

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Telephone Banking

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Unlimited Check Writing

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Check Images

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e-Statements

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Paper Statements

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Average Daily Balance Requirement

*Additional maintenance fee of $10 per month if minimum balance requirement is not met.

None

None

$2500*

$2500*

Interest Bearing

N/A

N/A

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Secure Checking® Benefits

Click here to learn more!

N/A

Click here to learn more!

N/A

Monthly Maintenance Fee

$6

None

$6

None

What is a checking account?

A checking account is a secure way to store your money at a bank. It is an account that allows you to deposit and withdraw money as you need. You used to need to visit a branch location to deposit your paycheck or take money out, but many of these tasks can be done online now. This makes banking much more efficient.

Benefits of a Personal Checking Account 

If you’re looking for a convenient place to hold your money that is safer than your mattress, Commercial Bank can help. A checking account is designed for everyday use, whether that’s deposits or withdrawals.

FDIC Insurance

The FDIC insures deposits up to $250,000, per depositor, at each insured bank. To find out more, please visit their website at: FDIC: Understanding Deposit Insurance.

Debit Card

Having a debit card is convenient way to pay for your purchases almost anywhere. Instead of carrying around cash, you can keep your debit card in your wallet for quick and easy transactions. You may also use your debit card for online purchases at most places.

Interest Bearing

Some of the checking accounts at Commercial Bank earn interest! This means your money can grow while it is in your checking account.

Easy Access to Your Money

There are no limits to how often you can withdraw money from your checking account, so you have easy access to the cash from your account whenever you need it.

How do I choose the right checking account for me?

Each person values different things in a checking account. You may want to earn more interest, or you may value not having any fees for your account. An expert at Commercial Bank can help walk you through each account type and it’s benefits to help you find the best account for your needs. You can contact us here.

How is a debit card different from a credit card?

Debit cards and credit cards look similar from the outside, but they act differently. A debit card is linked to your checking account, so when you swipe it or make an online purchase, the money is debited from your account.


A credit card is similar to taking out a loan for a purchase. When you swipe it, the credit card company takes note and sends you a bill to pay later. Credit cards allow you to accumulate debt, while debit cards do not.

 

 

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