Savings

 

Save Your Money And Watch It Grow 

At Commercial Bank, we have a variety of savings accounts and we are sure one will meet your personal savings goals. Whether you want to save money for your next purchase, or just earn a little more return on your current balances, we have a product to meet your changing needs. With a savings account from Commercial Bank, you have easy access to your money whenever you need it from any of our ATM’s or branch locations. Give us a call at 800-547-8531, or stop into a local Commercial Bank branch today.

Open An Account

Account Type

Minimum Balance

Features

Statement Savings

$100

  • ATM access
  • Competitive interest 
  • eStatements

Money Tree Savings

None
  • Must be 17 years or younger to open
  • We give you a free gift and a $5 credit at account opening!
  • Competitive interest rate
  • eStatements
  • A great way to teach our youth how to save and grow their money

Smart $aver Savings

None
  • Competitive interest rates
  • Select a convenient transfer date for funds to move into companion account
  • Withdrawals are limited to encourage saving throughout the year
  • eStatements

Blue Ribbon Savings

None
  • 5% Annual Percentage Yield on balances up to $5,000*
  • Account must be opened with eligible fair sale proceeds
  • Help local youth build financial confidence
  • eStatements

 

*Promotional rate of 5.00% Annual Percentage Yield (APY) on balances up to $5,0000 through May 31, 2027; 0.05% APY on balances above $5,000 through May 31, 2027. After the promotional period, the APY will revert ot the current variable rate (As of June 1, 2026, the rate is .05% APY), which may change at any time. Minimum $.01 balance required to earn APY. Fees may reduce earnings. An account is available for individuals receiving eligible fair sale proceeds checks. Account requires a $5 opening deposit, and the recipient must be an account owner. Additional terms may apply.