Switch Kit

Switching to Commercial Bank is easy!

We’ll give you the tools you need to help take care of the switch!

Commercial Bank offers many of the same products and services as a big bank, but with the personal touch only found in a locally owned and operated community bank! When you switch to Commercial Bank, you’ll find comfort in knowing we care about you and will do everything we can to help make the transition seamless. 

When you’re ready to make the switch, call or visit any of our full-service branches and we’ll take care of you from there. 

What's First? Before the Switch

View available account options and products we offer, including personal loans, Health Savings Accounts, mortgage loans, construction loans, safe deposit boxes and more. Account Options Checklist (Printable Form)

The next step in preparing to switch from a big bank to Commercial Bank is to download each intuitive, user-friendly form below, complete online and drop off at a branch today!

​Complete 5-Step Switch Kit (Printable Forms)

*To ensure that your personal information remains safe and confidential, please do not email completed forms to Commercial Bank. 


Step #1: Open your new Commercial Bank account(s).

Stop by any full-service Commercial Bank branch of your choice and a dedicated banking specialist will happily assist you in establishing your new account(s) with us. If it’s more convenient, please feel free to call us to get the process started. We’ll speak with you to find the best accounts and services for your needs.

Step #2: Get organized.

Use our hassle-free Transaction Checklist to organize your transactions (for example: utilities, loan payments, and subscriptions) that will be switched to your new Commercial Bank account(s). 

*Be sure that all of your checks, deposits, automatic payments, debit card transactions, and ATM withdrawals have cleared before closing your old account.

Step #3: Transfer your direct deposits.

To transfer your direct deposits, send the Direct Deposit Authorization Form to your employer and any other sources so your funds can be automatically deposited into your Commercial Bank account. Please contact your employer’s payroll department if you have questions about their process. 

For Social Security deposits, a Commercial Bank representative can assist you with calling the Social Security Administration or signing up on their website.

Step #4: Transfer your automatic payments.

Use the Automatic Payment Authorization Form to request the transfer of your automatic payment(s) or to establish a new automatic payment from your new Commercial Bank account. Please allow sufficient time for your first payments to be activated.

*Want to save time? Many companies also allow you to change your automatic transfer information within your account on their website.


Step #5: Close your old financial account(s).

It’s time to say “goodbye” to your old accounts! Use the Account Closing Letter to request your previous financial institution to close your account(s) and to give directions on how to disburse any of your remaining funds. Prior to closing those accounts, ask them if there are any fees associated with closing them. Make sure all of your checks and debits have cleared BEFORE you close your old account. If you have a remaining balance, you can even have it automatically deposited into your new Commercial Bank account.