Business Checking

Benefits of a Business Checking Account

Some types of accounts local businesses have with Commercial Bank include business checking accounts and business savings accounts. The benefits of opening a business checking account with Commercial Bank makes the choice a no-brainer, no matter what volume of money you’re managing.

More Secure & Organized—Business checking accounts help keep your business finances separate from your personal finances. 

Credibility—More convenient than making checks out to a single person, customers will be able to pay your company directly, and employees will also be able to make transactions on behalf of the company—all of which helps the professional image of your company.

Convenient—A business credit card is helpful for emergency purchases and also establishing a credit history on behalf of your company.

Online Banking—Online banking allows you to manage your business’s finances securely and safely at your fingertips. This allows you to easily know where your business stands financially as often as you’d like to check.

Choose Your Business Checking

Woman Performing Business Checking Transaction at a Laptop at Desk in Storefront

Learn more and compare business checking accounts offered by Commercial Bank below and contact us today to open yours!

Community Business Checking

An account designed for businesses with basic transaction needs 

  • Free Bill Pay
  • 100 Debit Items per month are free. Over 100 Debit Items are assessed a fee of $.40 per item
  • $5 Monthly Maintenance Fee (waived if an average daily balance of $5000 is maintained)
  • $5 Paper Statement Fee*

Preferred Business Checking

For businesses looking for simple, effective banking solutions 

  • Free Bill Pay
  • Unlimited Transaction Items
  • $20 Monthly Maintenance Fee
  • $5 Paper Statement Fee*
  • Analyzed Checking Account**

Elite Business Checking

For businesses with high transaction volume and higher balances, looking to earn interest

  • Free Bill Pay
  • Unlimited Transaction Items
  • $40 Monthly Maintenance Fee
  • $5 Paper Statement Fee*
  • Tiered Interest Rate
  • Analyzed Checking Account**

Other available service options for all accounts:

  • Positive Pay Services Covering Automated Clearing House (ACH) & Checks for Fraud Protection
  • ACH Origination Services
  • Remote Deposit Capture (RDC)

*Paper Statement Fee waived if account is enrolled in eStatements, or if an average daily balance of $25,000 is maintained.

**An Analyzed Checking Account is ideal for businesses with high transaction volumes. Service fees apply for activities such as wire transfers and ACH, but you earn a credit based on your balance to help offset those fees. The higher your balance, the more you can save.