Loans

Need a business loan but not sure which one is the right fit for you? Learn more about our fixed-rate financing and available business lines of credit and loans below and contact your local commercial lender to get started. 

Fixed-Rate Financing

Fixed-rate refers to the period in which the interest rate for a loan is steady—this can be for the full term of the loan or partial. Help plan for your company’s future and schedule payment plan with fixed-rate financing from Commercial Bank.

Business Lines of Credit & Loans

• SBA Loans— The Small Business Administration (SBA) helps provide assistance to find loans for your small business. Looking to start a business in Hastings? Maybe you want to grow your Alma business. Consider an SBA loan through Commercial Bank.
• Secured Line of Credit—Commercial Bank’s secured line of credit will be guaranteed with collateral, like a home or vehicle.
• Business Equity Line of Credit—Not ready to commit to a set monthly payment? Adjust your monthly payment with a flexible business equity line of credit.
• Equipment Loans—Sometimes you don't have the cash on-hand to buy equipment you'd like—or need—to grow your revenue. Business equipment loans can help you purchase expensive equipment.
• Real Estate Loans—Commercial real estate loans allow you to gain financing that can help you buy business property.
• Vehicle Loans—Business auto loans can help you purchase a vehicle to be used for commercial purposes.
• Term Loans—Term loans refer to a loan given by a bank that has a fixed amount and fixed repayment, with floating or fixed interest rate. 
• USDA Loan Programs—A USDA loan, often called USDA Business & Industry Loans, are guaranteed by the U.S. Department of Agriculture.
• Capital Access Loan Program—The Capital Access Loan Program allows businesses "help with capital needs, using small amounts of public resources to generate private bank financing". 

We are the experts in designing business loans that help local business owners finance their company's growth. Find a Commercial Lender in your area to help you determine the best options for your business today!