Risk Mitigation

Stop Fraud Before It Starts 

Commercial Bank offers tools to help protect your account from fraudulent activity while you focus on running your business.

ACH Positive Pay

ACH Positive Pay gives you control of your ACH activity by applying rules and blocks to manage authorized and unauthorized transactions. If an ACH is presented that you didn’t authorize, ACH Positive Pay allows you to return the transaction putting you in control of your account.

Check Positive Pay

Check Positive Pay compares check details to your records and reports discrepancies to you daily. If a fraudulent check is presented, Check Positive Pay gives you the control of returning the check the same day by decisioning your daily exceptions online using desktop or mobile devices with check image availability.

To learn more, please contact our Treasury Management Team or stop in to one of our Michigan Branch Locations nearest you!