Commercial Bank’s Treasury Management Supports Business Success

Strong treasury management plays a critical role in helping businesses operate efficiently, protect cash flow, and plan for growth. At Commercial Bank, our Treasury Management Team is dedicated to supporting business success through reliable service, innovative solutions, and local expertise. Commercial Bank has been trusted since 1893 and builds strong relationships with the businesses and communities we serve.

A Treasury Management Team Built Around Your Business

The Treasury Management Team at Commercial Bank is made up of highly experienced treasury officers who understand the challenges business owners face. Our team takes a strategic and consultative approach, offering services designed to meet the unique needs of each business. Customers can expect fast, accurate, and dependable service backed by a commitment to long term partnerships.

From daily cash flow needs to advanced payment and fraud prevention solutions, our treasury experts work closely with businesses to identify opportunities for efficiency, security, and growth.

Merchant Services Designed for Every Industry

Commercial Bank offers merchant services that provide fast, secure, and seamless payment experiences for customers across many industries. Our payment solutions support retail, restaurant, healthcare, professional services, ecommerce, hospitality, travel, and more.

More than a payment processor, our merchant services help businesses streamline operations, improve the customer experience, and support growth. With specialized solutions tailored to each industry, businesses can accept payments with confidence and convenience.

ACH Services That Simplify Business Payments

Automated Clearing House services provide a secure electronic network that moves money between bank accounts. ACH is commonly used for direct deposit, online bill payments, and automatic transfers, and it can also be a powerful tool for businesses.

ACH services from Commercial Bank offer a fast, reliable, and cost-effective alternative to paper checks, credit cards, and wire transfers. Funds typically move electronically within one to two business days, helping businesses improve cash flow and efficiency.

ACH allows businesses to automate recurring payments and collections for customers, vendors, employees, and tax payments. It also enhances security through encrypted electronic transmission, strict oversight, built in validation, and traceability.

Commercial Bank’s ACH services support payroll direct deposit, expense reimbursements, commission payments, customer collections such as memberships or rent, tax payments, vendor payments, child support payments, and pension disbursements. As part of the ACH network, Commercial Bank is connected to all NACHA member institutions, allowing businesses to send and receive authorized payments with any bank in the United States.

Convenient and Secure Remote Deposit Capture

Commercial Bank is transforming the way businesses deposit checks through Remote Deposit Capture. This simple and secure service allows businesses to deposit checks directly from their office using a computer, turning it into a virtual teller.

Remote Deposit Capture helps businesses save time, reduce costs, and limit risk by eliminating frequent trips to the bank. With a low monthly fee, businesses can make deposits from their office and focus more on running their operations.

Security is a priority, and Remote Deposit Capture includes multifactor authentication, encryption, and multiple security levels to protect deposits.

Fraud Protection with Positive Pay

Protecting your business is a top priority at Commercial Bank. Positive Pay helps minimize fraud risk for both ACH transactions and checks. This service ensures that only legitimate and approved transactions are processed on your account, providing an added layer of security and peace of mind.

By reducing exposure to fraud, Positive Pay supports stronger financial health and helps businesses focus on growth instead of risk management.

Local Expertise You Can Rely On

Commercial Bank’s Treasury Management experts combine advanced financial tools with the personalized service of a community bank. Our team is here to assist businesses with dependable solutions and responsive support.

If you would like to learn more about treasury management services, merchant services, ACH, remote deposit, or Positive Pay, our Treasury Support team is available at (888) 570-9262 Monday through Friday from 8:30 am to 5:00 pm. Let Commercial Bank help you build a more efficient, secure, and successful financial future for your business.