Michigan Banking | Refinancing & Loans | Commercial Bank

Save on Closing Costs with our Home Loan Special!

Looking to buy or build a home? Don’t miss out on this limited time offer! Apply for a fixed rate mortgage, rural development loan or a construction loan by May 31, 2021 and we’ll waive your loan processing fee! Click the link below for more information.

Learn More

Keep your money local and switch to Commercial Bank

Switch to the local community bank that's here to serve you for the long haul. We’re known for personalized service, quick, local decisions, and a commitment to our hometowns for 128 years (and still going strong!) We’ll make the transition simple and hassle-free.

Learn More

Merchant Processing Solutions Built for Serious Business

Commercial Bank has partnered with Elavon to deliver the industry's leading merchant processing solutions. Accepting payments is about to get a whole lot easier - for you and your customers.

Learn More

Access Your Accounts Anytime, Anywhere!

Our free mobile banking app gives you 24/7 access to your accounts. Check transactions, transfer money, pay bills, deposit checks and more!

Download the Mobile App

Today's Mortgage Rates

30 Year Fixed
Rate APR
*3.375% *3.444%
15 Year Fixed
Rate APR
*2.750% *2.873%
Apply Now

*Assumes no points. Click for more information

Bauer Financial
5-Star Rating

Learn more about Bauer Financial’s 
5-Star Rating.

3.74% APR Fixed Rate!
Renovate Today!

Limited time offer!
Home Equity Line of Credit Special!


Read the latest about Commercial
Bank's response to the Coronavirus.

Take Advantage of
our Auto Loan Special!

2.99% APR for a car, boat, RV
or ATV! Click for details!

  • A True Partner in My Business
    I wanted to share my 25 year history with Commercial Bank. A true partner in my business over the years who actually knows my vision and cares to understand our goals. 2020 was a challenge for sure but knowing that I had Chelsey Foster and the entire leadership team at Commercial Bank on my side every step of the way helped our group not only survive but actually thrive.
    Darren Riopelle, Smile One Services

    Connect With Us

    2.99% APR* for 60 months on
    a new or used car, boat, RV or ATV!

    Whether you're buying a new or used car, boat, RV or ATV, Commercial Bank has vehicle financing options for when you're ready to roll. Call or stop in to your local Commercial Bank branch to apply today!

    Learn More