Michigan Banking | Refinancing & Loans | Commercial Bank

Keep your money local and switch to Commercial Bank

Switch to the local community bank that's here to serve you for the long haul. We’re known for personalized service, quick, local decisions, and a commitment to our hometowns for 127 years (and still going strong!) We’ll make the transition simple and hassle-free.

Learn More

Merchant Processing Solutions Built for Serious Business

Commercial Bank has partnered with Elavon® to deliver the industry's leading merchant processing solutions. Accepting payments is about to get a whole lot easier - for you and your customers.

Learn More

Access Your Accounts Anytime, Anywhere!

Our free mobile banking app gives you 24/7 access to your accounts. Check transactions, transfer money, pay bills, deposit checks and more!

Download the Mobile App

Sign. Snap. Deposit. Done.

Deposit your checks at home with mobile deposit! Simply sign your check, snap a picture with your mobile device’s camera and deposit it straight into your account! Click the link below to learn more.

Learn More About Mobile Deposit

Local Mortgages From Local Lenders

Are you looking for a new home or interested in refinancing? Trust your local Commercial Bank mortgage team to help make sure you get the best mortgage to fit your needs. Pre-qualify for free today and if approved, you'll receive an instant approval letter that may help you in the buying process!

Apply Online

Today's Mortgage Rates

30 Year Fixed
Rate APR
*3.000% *3.067%
15 Year Fixed
Rate APR
*2.500% *2.622%
Apply Now

*Assumes no points. Click for more information

3.74% APR Fixed Rate!
Renovate Today!

Limited time offer!
Home Equity Line of Credit Special!


Read the latest about Commercial
Bank's response to the Coronavirus.

Take Advantage of
our Auto Loan Special!

2.99% APR for a car, boat, RV
or ATV! Click for details!

Secure Checking®
Safe. Simple. Smart.

Secure Checking® makes it simple to keep your family finances safer and take advantage of smart discounts on financial services and everyday purchases. Even better, all of these security and savings benefits are included with your account for a low monthly maintenance fee.

Sign Up Today

Tap into your home’s equity and start renovating today with rates as low as 3.74% APR*!

You’ve been dreaming up a home remodel, wanting to enhance your home, make it energy efficient, or even build from the ground up. Our local lenders have helped finance renovation dreams of all sizes, and we can help you too! We will walk you through every step of the process to make sure you’re comfortable and understand how the financing works.

Learn More

2.99% APR* for 60 months on
a new or used car, boat, RV or ATV!

Whether you're buying a new or used car, boat, RV or ATV, Commercial Bank has vehicle financing options for when you're ready to roll. Call or stop in to your local Commercial Bank branch to apply today!

Learn More