Michigan Banking | Refinancing & Loans | Commercial Bank


We are so proud to have served this community for 130 years, here's to many more!

Today's Mortgage Rates

30 Year Fixed
Rate APR
*6.875% *7.007%
15 Year Fixed
Rate APR
*6.625% *6.837%
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*Assumes no points. Click for more information

Bauer Financial
5-Star Rating

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Bauer Financial’s
5-Star Rating.

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Read the latest about
Commercial Bank's response
to the Coronavirus.

  • A True Partner in My Business
    "I wanted to share my 25 year history with Commercial Bank. A true partner in my business over the years who actually knows my vision and cares to understand our goals. 2020 was a challenge for sure but knowing that I had Chelsey Foster and the entire leadership team at Commercial Bank on my side every step of the way helped our group not only survive but actually thrive."
    Darren Riopelle, Smile One Services
  • They Have Been Amazing Through this Pandemic!
    "I currently use Commercial Bank for my business needs as well as my commercial loan. They have been amazing through this pandemic! They are extremely knowledgeable, helpful, and communication has been wonderful. They really went above and beyond to keep me successful through all of this!"
    Jamie Norton
  • Above and Beyond What is Expected of a Bank
    "Very easy to work with; great customer service and provides an excellent working relationship going above and beyond what is expected of a bank!"
    Michelle Wallo
  • Excellent, Personalized Customer Service
    "We've been at the St. Louis branch of Commercial Bank for over 20 years and have always appreciated their excellent, personalized customer service! The friendly staff at the St. Louis branch has not only helped us and our children but also our exchange students and coworkers as they have moved into town and we referred them. Thanks, Commercial Bank, for providing this town with a professional, personal touch."
    Jeff Oswald
  • They Made My First Home Buying Experience Quick and Easy
    "Recently I got a mortgage through Commercial Bank, and I could not have been happier with my experience. They were extremely helpful, and provided timely feedback for the many questions that I had. They made my first home buying experience quick and easy. I would highly recommend going through Commercial Bank for a mortgage, or any of your banking needs."
    Vinny Costanzo
  • Best Bank and Best Bank Tellers
    "Best bank and best bank tellers in Gratiot county, they are friendly and efficient."
    Pat's Auto
  • Amazing Customer Service, Great Products, and Take Superb Care of My Clients
    "As a realtor it's important to me I recommend banks and lenders who have amazing customer service, great products, and take superb care of my clients. Commercial goes above and beyond. Highly recommend them."
    Deb Ransome

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